Discount rate mortgages explained
Discount rate mortgages explained: a rate set below the lender's standard variable rate, how it works, the pros and cons, how discounts compare with trackers, watching the standard variable rate and who they suit.
Remortgaging explained: what it is and how it works
Remortgaging explained: what it is, why people do it, what happens if you do nothing, how it works, when to start, releasing equity, the costs to weigh and using a broker.
Borrowing more when you move (additional borrowing)
Borrowing more when you move: why you might, porting plus additional borrowing, taking a larger new mortgage, affordability for the larger amount, the top-up rate, and the cost of a bigger mortgage.
First-time buyer mortgages explained: how to get started
First-time buyer mortgages explained: what they are, how much deposit you need, how much you can borrow, the mortgage in principle, stamp duty relief, schemes and choosing your rate.
Help with mortgage arrears
Help with mortgage arrears: why to act early and contact your lender, the options they may offer, free debt advice services, preparing a budget, checking benefits and insurance, and why repossession is a last resort.